Funding from RE investors like you--fast, clear, no lender drama. Serving American real estate investors coast to coast since 2001.
Get Funded NowMeet the team that ditched corporate lending circus for real talk and real results
We're just a bunch of real estate investors who've been flipping, building, and owning properties since 2001--back when birddogs got $5K for a solid lead and BRRRR was just "buying rentals."
We've survived market crashes, owned 150+ rentals, and built homes when multifamily wasn't a buzzword. We've also done time in the corporate lending circus, working for the big dogs in private money.
Spoiler: It's a lot of tight suits, loud watches, and "RTL" jargon that nobody cares about. Not us. We ditched the conference booths and Lambo selfies to focus on what you actually need: loans that close, terms you can trust, and humans who answer the damn phone.
Over 20 years of real estate investing experience through multiple market cycles
Built a rental portfolio from the ground up, we know what works and what doesn't
We've done the deals, made the mistakes, learned the lessons - now we fund yours
No automated responses or "we'll get back to you" - real people, real conversations
Four main loan types designed for serious real estate investors
Fast funding for your next flip project with competitive rates and flexible terms.
Rates from 10.99%
Long-term financing based on property cash flow, not your personal income.
Rates from 7.25%
Quick transitional financing to bridge the gap between purchase and permanent financing.
Rates from 9.99%
Ground-up construction financing for experienced builders and developers.
Rates from 11.99%
Financing for 2-4 unit properties and small apartment buildings.
Rates from 8.49%
From application to funding without the corporate nonsense
Complete our streamlined application with property details and renovation budget. Takes 5 minutes, not 5 hours. Upload documents directly through our secure portal.
Our team of actual real estate investors reviews your deal within 2-4 hours. We look at deals like we're doing them ourselves because we have been.
Lock your rate and terms with no bait-and-switch. We handle the logistics while you focus on your deal. Close fast and start your project immediately.
Comprehensive calculations for all your real estate investment scenarios
Get answers to the most common questions about our loan programs
For fix & flip loans: 7-14 days is typical for experienced borrowers with clean deals. Bridge loans: 10-21 days. DSCR loans: 15-45 days depending on complexity. We don't make promises we can't keep - these are real timelines based on actual closings.
We're actual real estate investors who've been doing deals since 2001. We understand your business because it's our business too. No corporate nonsense, no bait-and-switch, no ghosting after application. Just real people who answer the phone and get deals done.
Minimum 620 credit score for most programs, though we prefer 680+. For fix & flip, we like to see some real estate experience, but we'll work with newer investors who have construction/business background. DSCR loans are more flexible on experience since they're cash flow based.
Yes, we lend nationwide. Some loan programs may have state restrictions, but we have options in all 50 states. We're particularly active in TX, FL, CA, GA, AZ, CO, TN, and other major real estate investment markets.
Basic package: purchase contract (if buying), property photos, renovation budget, bank statements, ID, and previous real estate experience summary. For DSCR loans, add rent roll and profit & loss for rental properties. We'll tell you exactly what's needed after initial review.
Let's discuss your next real estate investment deal